Expense tracker & budget

Know where your money goes.

A calm daily number for what's safe to spend, goals with a real "why", and small habits that stick. All private, on your phone.

Want to know when it's out? Get notified by email.

  • No account
  • No cloud
  • No ads
  • Free
The one number that matters

See what's safe to spend today.

Set a monthly budget once. PisoYarn spreads what's left over the days ahead, so every morning you get one honest, kind number instead of a spreadsheet.

Everything in one calm place

Built for real life, not perfect spreadsheets.

Log in seconds, save with purpose, and adjust gently when a week doesn't go to plan.

Log in seconds

Type coffee 4.50 yesterday and you're done. PisoYarn picks the category and shows a preview first.

Goals with a why

Save for what matters and see if you're on track. Move last month's leftover in one tap.

Small habits

Check off daily money habits and try gentle challenges like "No takeout for 7 nights".

Insights that help

Category split, 6-month trend, a regret report and what gets in the way, all without judgement.

Subscription radar

Spots repeating charges and reminds you two days before they renew.

Scan receipts

Snap a receipt and the amount, store and date fill themselves in.

A look inside

Simple screens, friendly words.

Home screen showing $46.69 safe to spend today, a savings goal at 42% and today's habits
TodayYour day at a glance
Add expense screen with an $18.50 amount, category chips and a worth-it check
Add expenseWas it worth it?
Goals screen with a monthly focus and a savings goal 42% complete
GoalsFocus, goals and steps
Insights screen with spending stats and a category split donut chart
InsightsPatterns, not pressure
The weekly review

Three calm minutes a week.

Keep what works, adjust what doesn't. PisoYarn updates your budgets and habits for you.

  1. Look back

    What you spent, what felt worth it, and your biggest day.

  2. Check your habits

    Keep, ease, replace or drop each one. No streak shaming.

  3. Adjust budgets

    Give a category more room, or move money from one with spare.

  4. Pick one small step

    One thing for next week. One small step is enough.

Private by design

Your money is nobody else's business.

PisoYarn has no servers to send your data to. Everything you enter stays in the app on your phone.

  • No account, no sign-upOpen the app and start. No email, no password.
  • Stays on your phoneOptional app lock with Face ID or fingerprint.
  • No ads, no trackingNo analytics and no selling data, ever.
  • Your data, your exportsCSV export and full backups, whenever you want them.
Questions

Good to know

Is PisoYarn free?

Yes. There are no ads and no subscriptions.

Do I need an account?

No. There's nothing to sign up for. Your data lives in the app on your phone.

What happens if I change phones?

Make a backup from Me → Your data → Back up, move the file to your new phone, and restore it there.

Which currencies are supported?

USD, EUR, GBP, PHP, JPY, CAD, AUD, SGD, INR, MXN and AED, with more on the way. You can pick a different currency per expense.

Does it connect to my bank?

No, on purpose. You log spending yourself, which takes seconds and keeps you mindful of every purchase.

What does "PisoYarn" mean?

"Piso" is Filipino for "peso", and a yarn is a thread that ties your everyday spending into one story.

Start with one small step.

PisoYarn is coming soon to Android and iPhone.

"Small financial choices compound quietly."